Peak Financial | Financial Planning

Financial Planning

No two people are the same. Each one of us has different goals and objectives in our lives.

However, for many of us, the biggest cost we face is the cost of retirement. A customised financial plan will set out a pathway and provide insight into metrics such as a realistic timeline and potential affordability.

We strongly believe that helping you spend your precious time on what you want and when you want is one of the most valuable benefits that we can provide to you.

We work in partnership with you to build and implement a financial plan that will help you achieve what is important to you and deal with the unexpected if it ever happens.

What is our process?

Discovery Meeting

This meeting involves an informal chat where we learn more about you and you learn more about us. We want to determine whether we can provide for your specific circumstances.

This meeting can be conducted in person, by phone, or by video conference (e.g., Zoom). There is no cost for this meeting.

Financial Planning Meeting

Based on our discussions in the Discovery Meeting, we will present a draft financial plan with accompanying recommendations. This will give you a chance to understand how we work and the value that we can provide. Again, there is no cost or obligation arising from this meeting.

Implementation Meeting

If you decide to proceed further and wish to become a client, we will progress to the implementation phase. Depending on the complexity of your circumstances, this may require multiple meetings. We will provide a comprehensive review of the sufficiency, asset allocation and tax efficiency of your current investment and pension strategy and provide suggestions on how it could be enhanced. We will also provide a review of any insurances that you may have and any guidance if required in this area.

Review Meeting

These meetings will be held at least annually to check in and ensure that you are on track to meet your long-term financial goals and maximising your money. The benefit of the regular reviews is that it allows changes to be made to your plan as your life circumstances undoubtedly change.

1. Discovery Meeting

This meeting involves an informal chat where we learn more about you and you learn more about us. We want to determine whether we can provide for your specific circumstances.

This meeting can be conducted in person, by phone, or by video conference (e.g., Zoom).

2. Financial Planning Meeting

Based on our discussions in the Discovery Meeting, we will present a draft financial plan with accompanying recommendations. This will give you a chance to understand how we work and the value that we can provide.

3. Implementation Meeting

If you decide to proceed further and wish to become a client, we will progress to the implementation phase. Depending on the complexity of your circumstances, this may require multiple meetings. We will provide a comprehensive review of the sufficiency, asset allocation and tax efficiency of your current investment and pension strategy and provide suggestions on how it could be enhanced. We will also provide a review of any insurances that you may have and any guidance if required in this area.

4. Review Meeting

These meetings will be held at least annually to check in and ensure that you are on track to meet your long-term financial goals and maximising your money. The benefit of the regular reviews is that it allows changes to be made to your plan as your life circumstances undoubtedly change.